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Looking for PayPal alternative in Germany - Bunq, Klarna, Revolut or N26?


Hello everyone,

I'm living in Germany and looking for a good PayPal alternative. I mainly need it for:
- Sending money to friends
- Paying online, especially to small vendors
- Ordering food and everyday purchases

I've heard about Bunq, Klarna, Revolut, and N26, but I'm not sure which one would be best for my needs. Has anyone had experience with these services in Germany? Which would you recommend and why?

Thanks in advance!

teilten dies erneut

Als Antwort auf ShadyQuark

I have an answer that is generalizable across many European states. There is the European Mobile Payment Systems Association:

empsa.org/

The payment systems here are widely used in many EU countries. I have not lived in Germany, generally when I travel there, I am astonished how much cash-based everything is (I have no strong opinion on it, though).

Als Antwort auf ShadyQuark

#N26 is also run by #PeterThiel and I do recommend to just get a basic account if you already are in Germany.

  • One doesn't even need a residency for that.

Don't take my.word for it: @BaFin is the authority on that matter!

bafin.de/EN/Verbraucher/Bank/P…

The main problem is that banks in the #EU csn only do #SEPA and #SWIFT, so if a recipient in in the #USA they may not even have an #IBAN!

Dieser Beitrag wurde bearbeitet. (3 Monate her)
Als Antwort auf Kevin Karhan

#Klarna works great as #PaymentProcessor...

feddit.org/post/9039913


Looking for PayPal alternative in Germany - Bunq, Klarna, Revolut or N26?


Hello everyone,

I'm living in Germany and looking for a good PayPal alternative. I mainly need it for:
- Sending money to friends
- Paying online, especially to small vendors
- Ordering food and everyday purchases

I've heard about Bunq, Klarna, Revolut, and N26, but I'm not sure which one would be best for my needs. Has anyone had experience with these services in Germany? Which would you recommend and why?

Thanks in advance!


Als Antwort auf Kevin Karhan

#N26 is run by fascist supporter #PeterThiel ? Wow, lucky me I didn't opened an account there. Considered this.